It's Time to Start Saving

Your savings at Lake Shore Credit Union are called shares because they represent your share in the Credit Union. Savings are important and an essential part of our Credit Union and all members are encouraged to save. Payroll deduction / direct deposit is a painless way of saving.

Regular Share Accounts

This account is the primary account for all members. It must have a minimum balance of $5.00 to remain an open account. Dividends are paid quarterly and are based on the average daily balance in your account.

Share Certificates

We offer a 12 month share certificate. Contact the credit union for current rate.

Christmas Club Accounts

This account is a pledge account whereby the member designates a certain amount per week or payday to be deposited for holiday shopping needs. Early October, the funds are automatically deposited to the share draft or share account. Since this is a pledge account, members are discouraged from withdrawing funds during the year. This account earns dividends in the same manner as a regular share account.

Share Draft Account (Credit Union Checking)

Our Share Draft Account offers you a convenient way to manage all your financial needs. There is NO minimum balance, NO monthly service fees, Overdraft protection. Statements are sent monthly. VISA Debit Card is also available through this account. Dividends paid quarterly.