Lake Shore Federal Credit Union


The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.

Our Team


Susan George Manager / Treasurer
Laura Smith Lending – NMLS #803996
Teresa Chaplin Member Service Representative
Amy Himes Member Service Representative
Callie Danzi Operations
Cherly Agro Member Service Representative
Sara Gelster Member Service Representative

Our Board of Directors


Lynn Penfold President
Cass Culotta Vice President
Susan George Treasurer
Mary Jayne Ginnitti Secretary
Michael Frew Board Member
Janet Milliken Board Member
Sandra Hooge Supervisory Chairperson

Supervisory Committee


Diane Culotta
Anna Geidel
Janet Milliken
Gary Walter

Hours of Operation


Monday, Tuesday, Wednesday, Friday: 8:30am – 5pm with same day transactions until 4:45pm

Thursday: 8:30am – 6pm with same day transactions until 5:45pm


Field of Membership


LSFCU is a Community Charter- Anyone who lives, works, worships, attends school or volunteers in the Town of Evans, Eden, and Brant, including businesses and organizations, can be a member.

You may share the benefits of the credit union with members of your family.

  • Spouses/life partners
  • Children
  • Step-children
  • Grandparents
  • Siblings
  • Any member of the household contributing to the "Family Unit".

How to Join:


To join the Credit Union, simply open a share savings account. This is your share in the Credit Union. Deposit and maintain as little as $5.00 in this account and you are immediately eligible for the many benefits of membership.


Once a Member, Always a Member


You are welcome to remain a Credit Union member for life, regardless of whether you change jobs, move, or retire. You will continue to have access to the same benefits and services.