Get the best rates from Lake Shore Federal Credit Union




Savings Rates
Account Type Rate APY*

Regular Share Certificates(minimum deposit: $1,000.00)
Contact the Credit Union for current rate
Loan Rates
Account Type Rate
Classic Cars
Credit Score APR
Can finance up to 100% of appraised value. Member must provide appraisal from licensed appraiser. 60 month maximum.
New & Used Recreational Vehicles
Credit Score Term APR
RV Motor Homes
Credit Score Term APR
Unsecured Line of Credit & Closed End
Credit Score Max Amount
Rates - Open LOC & Closed Unsecured
Credit Score APR
Share Secured
Max Term APR
Up to 60 months3.00%
Up to 120 months4.25%
Other Acceptable Collateral
Credit Score APR Max Term
A+, A, B6.00%5 years
C9.50%5 years
C9.50%5 years
Home Equity - Line of Credit
Maximum Open End Credit Score Rate Prime
$100,000.00 15 years A & B 90% of Equity +0% = 5%
- - C, D, & E 75% of Equity variable
Credit Union to pay closing costs except for 1st mortgage
VISA Credit Card
Credit Score APR
A+, A, B8.99%
C, D, E12.99%

* APR is the Annual Percentage Rate

*APY is the Annual Percentage Yield

Rates are subject to change without notice