Your savings at the Credit Union are called shares because they represent your share in the Credit Union. Savings are important and an essential part of our Credit Union and all members are encouraged to save. Payroll deduction / direct deposit is a painless way of saving.

Regular Share Accounts
This account is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid quarterly and are based on the average daily balance in your account.

Share Certificates
There are several share certificate programs available to members. These certificates vary in length: 6 months to 18 months. Consult the rate chart for current rates.

Christmas Club Accounts
This account is a pledge account whereby the member designates a certain amount per week or payday to be deposited for holiday shopping needs. Early October, the funds are automatically deposited to the share draft or share account. Since this is a pledge account, members are discouraged from withdrawing funds during the year. This account earns dividends in the same manner as a regular share account.

Share Draft Account (Credit Union Checking)
Our Share Draft Account offers you a convenient way to manage all your financial needs. There is NO minimum balance, NO monthly service fees, Overdraft protection. Statements are sent monthly. VISA Debit Card is also available through this account. Dividends paid quarterly.